Lump Sum Savings Calculator
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Use this calculator to compute how much you would need to invest now in order to have your investment grow to a specific amount within a specified time-frame. For example, if you want to have a certain amount set-aside to pay for a child's college tuition, this calculator will tell you how much you would have to deposit today in order to accumulate the necessary funds by the time your child reaches 18 years of age. This is often referred to as "Present Value" analysis. To compute the Present Value of a Future Amount, fill in the first three text boxes and then click the "compute" button.

Note: Other than decimal points, do not enter any other non-numeric characters (commas, dollar signs, etc.) in the entry boxes. Doing so will cause a JavaScript error.
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Enter the your future savings goal:
Enter the Annual Interest Rate you expect to earn:
Number of Years between now and your savings goal:
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This is how much you would have to deposit now:

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DISCLAIMER:
The accuracy of this calculator and its application to your specific
situation is not guaranteed. We encourage you seek advice from qualified
professionals regarding all personal finance issues.