Net Worth Calculator
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About this Calculator

This calculator was designed to help you to take a "picture" of your current financial condition Whereas an income and expense statement shows you your financial picture for a period of time (month, year, etc.), this Net Worth Calculator will show you your financial picture at a single point in time (a specific date). That way, if you compute your Net Worth now, and then again 3 months from now, you will be able to tell whether your financial picture is improving or getting worse.

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General Instructions

Starting at the top and working your way down, complete and calculate the totals for each of the six sections. Be sure to click on each section's "Compute..." button before going on to the next section. Once you've computed the entire worksheet, including the Summary Assets & Liabilities, you can then go back and edit your entries. Just be sure to re-compute each section after editing. Once you're comfortable with your Cash Flow Forecast you can then click on the "Create Report" button at the bottom of the worksheet. This will create a condensed report in a new window that you can print-out and compare to your other Net Worth Reports (you may have to press CTRL-P in order to print the report).

NOTE: If your browser shuts down while using this calculator it's likely due to your browser running out of memory. Please consult your system users guide for instructions on increasing the amount of memory alloted to your browser application.

Column and Field Explanations

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Example Accounts: A listing of the types of assets or liabilities recommended for the current section.

Description: The description you want to appear on the Cash Flow Report.

Market Value (Assets): Enter the current market value (what you could sell the item for, not what you paid for the item) for each line-item.

Amount Owed (Liabilities): Enter the amount it would take to pay off the liability as of today's date. Please note that this is not the same as simply multiply the number of payments by the payment amount, since that would include interest charges that has not yet been incurred.

RETURN TO CALCULATOR INDEX

Cash Assets
Example Accounts
Asset
Description
Market
Value
Cash on Hand
Checking accounts
Savings accounts
Money market accounts
Money market fund accounts
Certificates of deposit
U.S. Treasury bills
Cash value of life insurance
Instructions
Cash Assets
Investment Assets
Retirement Assets
Personal Assets
Unsecured Liabilities
Secured Liabilites
Totals
Total Cash Assets:

RETURN TO CALCULATOR INDEX

Investment Assets
Example Accounts
Asset
Description
Market
Value
Stocks
Bonds
Mutual Fund Investments
Partnership Interests
Other Investments
Instructions
Cash Assets
Investment Assets
Retirement Assets
Personal Assets
Unsecured Liabilities
Secured Liabilites
Totals
Total Investment Assets:

RETURN TO CALCULATOR INDEX

Retirement Assets
Example Accounts
Asset
Description
Market
Value
Pension
IRA Accounts
KEOGH Accounts
401K
SEP
ESOP
Instructions
Cash Assets
Investment Assets
Retirement Assets
Personal Assets
Unsecured Liabilities
Secured Liabilites
Totals
Total Retirement Assets:

RETURN TO CALCULATOR INDEX

Personal Assets
Example Accounts
Asset
Description
Market
Value
Principal Residence
Second Residence
Collectibles
Automobiles
Home Furnishings
Furs & Jewelry
Other Assets
Instructions
Cash Assets
Investment Assets
Retirement Assets
Personal Assets
Unsecured Liabilities
Secured Liabilites
Totals
Total Personal Assets:

RETURN TO CALCULATOR INDEX

Unsecured Liabilities
Example Accounts
Liability
Description
Amount
Owed
Credit Cards
Charge Accounts
Student Loans
Alimony
Child Support
Tax Liability
Other
Instructions
Cash Assets
Investment Assets
Retirement Assets
Personal Assets
Unsecured Liabilities
Secured Liabilites
Totals
Total Unsecured Liabilities:

RETURN TO CALCULATOR INDEX

Secured Liabilities
Example Accounts
Liability
Description
Amount
Owed
Auto Loans
Rec. Vehicle Loans
Appliance Loans
Home Mortgages
Home Equity Loans
Other Loans
Tax Liability
Other
Instructions
Cash Assets
Investment Assets
Retirement Assets
Personal Assets
Unsecured Liabilities
Secured Liabilites
Totals
Total Secured Liabilities:

RETURN TO CALCULATOR INDEX

Summary of Assets & Liabilites
Links Category Assets Liabilities
Instructions
Cash Assets
Investment Assets
Retirement Assets
Personal Assets
Unsecured Liabilities
Secured Liabilities
Totals
Cash Assets
Investment Assets
Retirement Assets
Personal Assets
Unsecured Liabilities
Secured Liabilities
Totals
Net Worth

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DISCLAIMER:
The accuracy of this calculator and its application to your specific
situation is not guaranteed. We encourage you seek advice from qualified
professionals regarding all personal finance issues.