1. Thou shalt not change jobs, become self
employed or quit your job
2. Thou
shalt not use charge cards excessively or let your accounts fall
behind
3. Thou shalt not spend money
you have set aside for closing or downpayment
4. Thou shalt not stop making your mortgage
payments while waiting for your refinance to go through
5. Thou shalt not originate any enquires into
your credit
6. Thou shalt not make
large deposits without first checking with your loan officer
7. Thou shalt not change bank accounts
8. Thou shalt not co-sign a loan for anyone
9. Thou shalt not buy a car, truck or van (or
you may be living in it)
10. Thou
shalt ensure that the application is completed fully, accurately
and honestly
